Investors that are referred by Author to Personal Capital and subscribe for investment advisory services provided by Personal Capital’s subsidiary, Personal Capital Advisors Corporation (“PCAC”), will not pay increased management fees or other similar compensation to Author, Personal Capital or PCAC as a result of the arrangement. No fees or other amounts will be charged to investors by Author or Personal Capital as a result of the arrangement. As a result of this arrangement Author may financially benefit from referring qualified leads to Personal Capital. Author is not affiliated with Personal Capital and Author's services consist solely of referrals of prospective clients. The “Author”, due to such compensation, has an incentive to recommend Personal Capital, resulting in a material conflict of interest. has entered into an agreement with Personal Capital Corporation ('Personal Capital'), through which Author will be paid up to $200 for each person who uses webpage to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital's Free Financial Dashboard.

('Company') is not an investment client of PCAC. Personal Capital Advisors Corporation ('PCAC') compensates ('Company') for new leads.

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